Are you taking the necessary steps to safeguard your family and ensure your loved ones are financially secure and protected with reliable solutions that offer flexibility and tax advantages?

What Type of Life Insurance Do I Need to Safeguard My Family? 
Do I need an Estate Plan? 
How Much Life Insurance is Enough?

CTA – Call now to ensure your loved ones are financially secure and protected

 

Term Life ▪️ Cash Value ▪️ Whole Life ▪️ Variable Universal Life ▪️ Universal Life ▪️ Index Universal Life

Together, we can explore all your options to shelter them from the turbulent storms of life.

Term Life: Protects Your Family or business for the term you choose.1

Cash Value:  Provides death benefit protection, plus tax-free, supplemental income 1

Whole Life:  Provides death benefit and predictability, stability, and consistency of fixed premiums and guaranteed minimum interest crediting rates (amount you receive over a specific time)…1

Variable Universal Life: Provides death benefit protection with a growth potential of your cash value, guaranteed minimum interest crediting rates, and flexible options.  1

Universal Life Insurance: Provides death benefit protection with growth potential, guaranteed minimum interest crediting rates, and flexible options.  1

Indexed Universal Life (IUL): Offers growth potential of indexed-based interest crediting rates and the protection of guaranteed minimum interest rates for crediting floors (the least amount of interest you can receive over a specified period).1

An IUL with an Annual Charge in S&P with a growth cap of 12% and a floor of Zero creates a  Conservative Investment.

Final Expense: Focus on making accessibility and simplicity a priority, ensuring they serve as vital resources for individuals and families seeking dependable financial protection for end-of-life expenses, including funeral costs, medical bills, and minor debts.

Sources: 1 The American Council of Life Insurers, “Types of Life Insurance”

 

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