Explore how personalized insurance policies can bring you financial peace of mind with Lucking Life insurance
Living without Insurance is Like skating on Thin Ice
Lucking Life Insurance Plans as Unique as You
Book an Online One-on-One Contact Lucking Life Insurance
Lucking Life Insurance is for Families looking for Mortgage Protection, Life Insurance, Retirement Income, Medical, Medicare Supplement policies, and Healthcare Plans to: Protect the ones you love – With Life Insurance Plans that are as unique as you.
Lucking Life Insurance
Follow your Heart - Attain Your Purposes with Lucking Life Insurance - Strategies for Life
Lucking Life Insurance - Because Your Tomorrow Matters 720-422-8924
Safeguarding Your Family with Lucking Life Insurance Brokers
Safeguard Your Family
Lucking Life Insurance Because Your family Matters
Life Insurance Mortgage Protection

WELCOME TO Lucking Life Insurance

EXCELLENCE ▪ PERSONALIZATION ▪ INTEGRITY ▪ INNOVATION

Lucking Life Insurance is headquartered in Colorado and serves clients throughout the United States.  Lucking Life Insurance is an independent life insurance broker providing debt-free life Insurance, Infinite Banking, Indexed Universal Life Insurance, Mortgage Protection Insurance, Term Life Insurance, Cash Value Insurance, Whole Life Insurance, Variable, Index Universal Life Insurance, Final Expense Insurance, Variable Universal Life Insurance, Variable Annuity Insurance, Fixed Indexed Annuity, Deferred Income Annuity, Cash Value Life Insurance, and More.

Lucking Life Insurance - Protecting What Matters Most to You

 

We cater to entrepreneurs and professionals seeking a debt-free life through Infinite Banking to enhance their wealth, secure their retirement, or grow their businesses.

We support hardworking tradespeople and brick-and-mortar businesses by offering Business Overhead Expense and Disability Insurance and Group Accident and Health Plans.

Families seeking to protect the ones you love with mortgage protection, life insurance, retirement income, and health insurance, including Medicare Supplement policies, can find customized solutions tailored to their specific needs. Our Life Insurance Plans are designed to Protect What Matters Most.

Whatever your priorities—be it safeguarding your family, enhancing your wealth, ensuring retirement security, or fostering business growth — Lucking Life Insurance is here to help you achieve your goals and build a fulfilling future.

At Lucking Life Insurance, we help Guide You to Solutions that Fit Your Needs. 

 

Independent Life Insurance Broker Services

Debt Free Life ▪ Infinite Banking ▪ Mortgage Protection

 

I believe you ought to feel confident in your future.

“I’ve spent over 60 years becoming the woman I am — and I’ve learned a lot the hard way. I’ve made money, lost money, and made it back again. And I realized women in business — especially small business — are often left out of the bigger conversations regarding protecting their wealth and planning their future.”

“Now I’m on a mission to help 50 women-owned businesses this year build a plan for the future: to save more for retirement, protect their business, and pass it on to the next generation.  One businesswoman at a time.”

 Are you one of the 50 I get to help as Your Independent Life and Health Insurance Broker?

 

Cheri Lucking, CEO Lucking Life Insurance, Index Universal Life Insurance, Mortgage Protection - Decreasing Term, , Final Expense Life Insurance

CHERI LUCKING, CEO

Meet Cheri Lucking, CEO. LUCKING LIFE INSURANCE

Phone 720-422-8924 Now or Schedule a one-on-one

Lets Explore Your Goals to plan for Your Future 720-422-8924

INDEPENDENT INSURANCE BROKER SERVICES

Debt-Free life ▪️ Infinite Banking ▪️ Growing Your Business ▪️ Indexed Universal Life Insurance ▪️ Mortgage Protection

We Offer Individual Insurance Solutions Solely Tailored for You

 

Lucking Life Insurance Brokers' insurance philosophy is innovative, simple, and powerful.  We believe the experience does not have to be confusing or complicated.  At Lucking Life Insurance, we take pride in our ability to design comprehensive Insurance and Financial Planning Portfolios and Methodologies tailored to your unique needs.  Together, we help to protect the ones you love and shelter them from the turbulent storms of life as you enhance your wealth and prepare for the surprise's life has in store on your journey.

Find Out how You can have Debt Free Life from Lucking Life Insurance

Debt-Free Life Insurance

PERSONALIZATION - Our professional dynamic approach is Knowledgeable, Comprehensive, Complete, and Innovatively Built Just for you.
READ MORE
Infinite banking from Lucking Life Insurance

Insurance Strategies for Success

EXCELLENCE - A distinctive Personal approach, backed by our Knowledgeable qualifications create Beneficial Insurance Strategies for Your Success
READ MORE
Lucking Life Insurance Brokers will find you the best deals to meet your needs

Insurance Strategies for Business

Business - We weave Individualized Business plans from Key Person Insurance, Succession Plan, Buy-Sell agreement, Employee benefit plan and Protections, Cash Value Life Insurance for your Business needs

Benefits of An Independent Insurance Broker

PERSONALIZED SERVICE AND ADVOCACY ▪️UNBIASED ADVICE AND WIDER CHOICE▪️$ SAVINGS $ ▪️ONE-STOP SHOP▪️CONVENIENCE AND TIME-SAVING▪️ LOCAL KNOWLEDGE AND EXPERTISE▪️LOCAL ECONOMIC IMPACT▪️ LUCKING LIFE INSURANCE

Whatever your priorities—safeguarding your family, enhancing your wealth, ensuring retirement security, or fostering business growth—Lucking Life Insurance, an independent Brokerage, is here to help you achieve your goals and build a fulfilling future.

A woman with arms outstretched celebrating her Life, her goals, her future.

ACHIEVE YOUR LIFE GOALS

Whatever your priorities—be it safeguarding your family, enhancing your wealth, ensuring retirement security, or growing your business—Lucking Life Insurance is […]

A happy Family with Insurance Protection from Lucking Life Insurance

SAFEGUARD YOUR FAMILY

Are you taking the necessary steps to safeguard your family and ensure your loved ones are financially secure and protected […]

LIVE A DEBT-FREE LIFE

Debt-free Life insurance is a whole life Insurance policy that allows holders to use the cash value to pay off debts, reducing interest and saving for retirement. As a strategic financial tool, it helps manage debt by understanding different insurance policies and utilizing their cash value and dividends for better economic stability.

Two happy people who have enhanced their wealth with Universal Life Insurance from Lucking Life Insurance Brokers

ENHANCE YOUR WEALTH

While the future is uncertain, preparing for unexpected opportunities, whether traveling, starting a business, or enjoying your achievements, can be achieved through prudent planning and saving, ensuring you are ready for whatever life may present.

ARE YOU READY TO PROTECT YOUR LIFE, YOUR GOALS, YOUR FUTURE, with Lucking Life Insurance Brokers

ARE YOU READY TO PROTECT YOUR LIFE – YOUR GOALS – YOUR FUTURE

Life insurance is a powerful tool for building and transferring wealth to your future generations.   Contact us to find out how it can work for you.

A happy couple with a secure financial stability for the years ahead provided by their insurance from Lucking Life Insurance Brokers

ENSURE YOUR RETIREMENT SECURITY

Ensuring your retirement security involves having a reliable income stream, allowing you to shape a future that aligns with your aspirations, and securing your financial stability for the years ahead.

Mortgage protection insurance (MPI) cover your mortgage payments if you die before it's paid off.

MORTGAGE PROTECTION

Mortgage Protection Insurance: This type of insurance protects the borrower by covering home loan repayments if they cannot meet them due to unforeseen circumstances. Mortgage insurance can help homebuyers qualify for loans with lower down payments, making it easier to secure financing.

Final Expense Insurance is there for you and your loved ones at the end of your days. Also consider AD&D insurance

FINAL EXPENSE INSURANCE

Final expense insurance, or burial insurance, is a type of Whole Life Insurance that covers end-of-life costs, including funeral arrangements and any outstanding medical or legal expenses that your beneficiary must pay.  This type of insurance helps ensure that your loved ones are not left with financial strain, as the average funeral cost can exceed $10,000.

Two elderly insured people walking on a beach, comforted by the fact they have Protection for The Long-term Care they may need.

ENSURE THE LONG-TERM CARE WE NEED

When protecting your retirement savings from the costs of long-term care in retirement, you want choices, not restrictions.  How confident are you that you can cover the unexpected? Long-term care insurance extends beyond health insurance by reimbursing for services required to assist individuals who have difficulty caring for themselves due to age, injury, illness, or cognitive impairment.

 

EXCELLENCE ▪ PERSONALIZATION ▪ INNOVATION ▪ INTEGRITY ▪ PASION

 

MY PROMISE as CEO of Lucking Life Insurance TO YOU

 

  • EXCELLENCE ▫ I AM TRANSPARENT and HONEST - I will always search for the insurance that matches your Needs.

 

  • PERSONALIZATION ▫ INNOVATION ▫ I AM CLEAR - I take the time to help you see the big picture
    You will always know what your choices are that can meet your needs, what your insurance plan means, and why we are taking action.

 

  • INTEGRITY - Everything I do for you is always in your best interest.

 

  • PASION - To give you personalized service and advocacy, unbiased advice, and wider choices with savings combined with local knowledge and expertise. The Service that You Deserve.

 

Cheri Lucking, CEO Lucking Life Insurance, Index Universal Life Insurance, Mortgage Protection - Decreasing Term, , Final Expense Life Insurance

CHERI LUCKING, CEO

Strategic Insurance ALLIANCES

LUCKING LIFE INSURANCE PLANS ARE AS UNIQUE AS YOU. BECAUSE YOUR TOMORROW MATTERS.

Lucking Life Insurance is an Independent Insurance Brokerage Firm with Powerful Alliances

 

Links to third-party websites are provided for convenience.  Lucking Life Insurance does not control, endorse, or support the content of third-party sites.  By clicking on a third-party link, you will leave this website and connect to a new website where privacy and security policies may differ from those practiced by Lucking Life Insurance.   You are solely responsible for the consequences of any use of or reliance on such content.

Cheri Lucking, CEO, Lucking Life Insurance - Independent Life Insurance Broker NPN 21422873

 

LUCKING LIFE INSURANCE BROKERS PROMISE TO YOU

When You become a client of Lucking Life Insurance, you can be confident you are working with Cheri Lucking and her Licensed Brokerage team. They are exclusively focused on helping You Protect the ones you love – With Life Insurance Plans that are as unique as you.

What Is An Independent Insurance Broker

Independent Insurance brokers are professional licensed advisers that provide personalized insurance advice to their clients, many of whom have complex needs.  Because these advisors are independent, they are not tied to any particular family of Insurance or investment products.  As Brokers, they are held to the highest standard of care—and are required to act in the best interests of their clients at all times.

At Lucking Life Insurance, we help guide you to solutions that fit your needs.

Our Team

LICENSED ▪️ PROFESSIONALS ▪️ PASSIONATE ▪️ HEART-CENTERED

Lucking Life Insurance, headquartered in Denver, and serves clients throughout the United States, is an Independent Insurance Brokerage Firm that provides comprehensive Life and Health Insurance to meet your needs.  Our mission is to provide efficient cost-effective strategies for individuals and small businesses to help them grow and protect the ones you love - We’re in this together for life.

NPN 21422873

LUCKING LIFE INSURANCE - INDEPENDENT LIFE INSURANCE BROKERS TEAM

Our Team

Licensed Professionals, Eager to Help
"We Listen, You Prosper“
Join Our Team

Join Our Team

Join the Team of Licensed Professionals
Do you enjoy being in business for yourself Then Think about Joining our team oof independent agents,
Cheri Lucking, CEO Lucking Life Insurance, Index Universal Life Insurance, Mortgage Protection - Decreasing Term, , Final Expense Life Insurance

Cheri Lucking

CEO, Team Leader
Cheri Lucking

Read More ->

 

Lucking Life Insurance Brokers are dedicated to a fiduciary standard for all your Life and Health Insurance needs.  This is our commitment to uphold a duty of loyalty and care to our clients in everything we do.  This is important when seeking advisers for your insurance well-being because it means we always look out for your best interest.

The world of investment advice is plagued with conflicts of interest, obscure disclosure, and an overall lack of transparency.

At Lucking Life Insurance Independent Brokers believe in creating TRUST through TRANSPARENCY and HONESTY.

 

Working with Licensed Insurance Brokers who will act as brokers can help to eliminate many of the problems associated with commission-oriented, product-focused salespeople.

Whatever your priorities—be it safeguarding your family, enhancing your wealth, ensuring retirement security, or fostering business growth—Lucking Life Insurance is here to help you achieve your goals and build a fulfilling future.

Meet Cheri Lucking, CEO

Phone 720-422-8924 Now or Schedule a Personal one-on-one Online

Let's Chat - Call 720-422-8924 Now!

NEWS

The Latest Thought Leadership Articles ▪ White Papers ▪ Good News Content ▪ From the Lucking Life Insurance Team

Let's Get Acquainted

Lucking Life Insurance - ENJOY Your LIFE Your GOALS Your FUTURE Lucking Life Insurance - Protecting What Matters Most to You.

Call 720-422-8924 to Set Up a FREE "Let’s Get acquainted" Meeting or on-line-chat Join our FREE Monthly Small Business Networking Event

Contact Lucking Life and Health Insurance

Contact Our offices headquartered in Colorado, serving clients throughout the United States, at 720-422-8924

Please CALL 720-422-8924 or Download My Business Card

EXCELLENCE ▫️ INTEGRITY ▫️ INNOVATION ▫️ PERSONALIZATION ▫️PASSION ▫️SERVICE

 

Lucking Life Insurance - Because Tomorrow Matters

“Your Loved Ones, Your Tomorrow, Your Heritage”

 

 

My QR Code Business Card - https://dash.blinq.me/c12844b1-6c72-428e-b6a8-f0e034a83185

Lucking Life Insurance is an Independent Insurance Broker headquartered in Colorado, serving clients throughout the United States, that provides comprehensive insurance coverage to meet all your needs.  Our mission is to provide Insurance strategies for individuals to help them grow and protect the ones they love, their business, and money with confidence and planning.

As fiduciaries, Lucking Life Insurance are legally obligated to give you advice in your best interest.

Set Up A FREE "Lets Gets Acquainted" Meeting CALL 720-422-8924 to Chat with Cheri