ARE YOU READY TO PROTECT YOUR LIFE, YOUR GOALS, YOUR FUTURE?

How Much Life Insurance Do I Need?

To protect your family’s future, it’s wise to have life insurance coverage of about 10 times your annual income, plus enough to cover their expenses for the necessary years and $100,000 for each child’s college costs.

It may seem like a lot, but remember, life insurance can help:

  • Cover burial and other final expenses.
  • Replace lost wages or income.
  • Pay off the mortgage or other debts.
  • Pay estate taxes or create estate liquidity.
  • Provide funds for a college education.
  • Protect Your small business and its continued success.
  • Replaces your banker for most loans as you build tax-advantaged wealth

“Guaranteed” is the only term that accurately reflects the assurance provided by life insurance products or annuities.

 

Meet Cheri Lucking, CEO. LUCKING LIFE INSURANCE

Phone 720-422-8924 Now or Schedule a one-on-one

 

Protect your loved ones, lifestyle, and assets.

Life insurance is a powerful tool for building and transferring wealth to Your future generations.   Here’s how it can work for You:

  • Tax-Free Death BenefitProvides beneficiaries with a payout free from income taxes.
  • Cash Value Growth:  Permanent policies build cash value you can access during your lifetime.
  • Estate Planning: Helps avoid probate delays and reduces estate tax burdens.
  • Wealth Preservation: Offers flexibility for funding education, paying debts, or starting businesses.

 

    • Life Insurance Can Cover Final Expenses
    • Your Dependents Will Have Money for Living Expenses
    • Life Insurance Payouts Are Tax-Free
    • You Can Get Coverage for Chronic and Terminal Illnesses
    • Policies Can Supplement Your Retirement Savings

 

Lucking Life Insurance - Protecting What Matters Most to You.